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Insurance for 4-H Volunteers

University of Wyoming Extension

Insurance for Volunteers

The Wyoming 4-H Program values your time and efforts in our program.  We try and provide all the resources and information we can to help you help us.  The following information is a summary of different types of insurance information as it relates to volunteering for the University of Wyoming.

Liability:  When a volunteer is acting within the scope of their duties as it relates to the conduct of the business of 4-H and they are sued, they will be defended by UW.   Volunteers that are officially appointed  are considered unpaid staff of the University of Wyoming.   If found negligent in causing injury or damage, the claim will be paid within policy limits.  Exclusions exist and are dependent on the circumstances specific to the incident involved.

Physical Injury while Volunteering:   The Wyoming 4-H program has an accident policy specifically for volunteers for accidents which provides the following coverage limits- $5,000 for accidental death, up to $10,000 for specific physical body losses due to accident depending on type of loss, and $2,500 toward costs from physicians, surgeons and hospital expenses. 

The policy does not cover an y loss caused by or resulting from an illness, suicide or attempt, any type of aerial navigation, replacing eyeglasses or prescriptions, replacing or repairing dentures, a hernia in any form, Workman’s Compensation or any loss covered by Medicare or any injury that occurs while skiing, tobogganing, tubing or sledding.

Auto Coverage:  None is provided.  We encourage any volunteer that is transporting youth to have adequate coverage.  If a volunteer is at fault and is sued for an accident , our policy does not cover them.

The Federal Volunteer Protection Act also provides some civil liability protection for volunteers that are acting within the scope of their duties. 

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