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Student Financial Operations

The Student Financial Operations office is the department with administrative responsibility for your short-term emergency student loans. This office receives, approves, and processes the applications; makes money disbursements; sets loan terms and payment schedules; handles the collection of payments; and maintains loan records.

In addition, this office also secures the notes, maintains the file, and administers the due diligence in collection, deferring, postponing, and cancellations on your Federal Perkins Loans, the State Medical Contract Program (WWAMI) Loans, the Wyoming Dental Contract Program (WyDent), and other institutional loans.

The Student Financial Operations office has partnered with Heartland-ECSI to better service our Perkins and institutional loans while still maintaining and managing the loans. You may access your loan information and make payments online via Heartland-ECSI's website.

For questions, please contact the Student Financial Operations office.

Meet the SFO Team!

Short-Term Loans

Pistol Pete

A Short-Term Advance is an advance on your current semester Financial Aid.  If approved, you would be eligible for up to one half of your remaining Financial Aid after all tuition and fees have been deducted.  The loans can be disbursed 10 days prior to the first Financial Aid pass at the beginning of the semester and must be repaid by the end of the semester.

All loans require that you be a half time student or better, be in good standing with the University of Wyoming (have a GPA of 2.0 or better), and have a verified means of repayment.  There is a minimum processing fee of 2% or $7.50 - whichever is greater.  Short-Term Advances and Standard Short-Term loans are usually processed within 24-48 hours.  All loans require your signature and a photo ID before disbursement.

If you are an Outreach student, these loans are available to you, but certain restrictions apply.  Please call our office at 307-766-3214 for clarification.

To request a short-term advance, please fill out the Short-Term Advance Application form.

Perkins Loans

Student Financial Operations has partnered with Heartland-ECSI to service our Perkins and institutional loans. As such, the University of Wyoming still maintains and manages your loan, but your repayment options and deferment options will go through the Heartland-ECSI website. This option has allowed borrowers online access to their accounts, which can be found at Heartland-ECSI.

Master Promissory Note

Please complete this online through the link Financial Aid provided via email!

Contact Us

Student Financial Operations

Dept. 3923
1000 E University Ave
Laramie, WY 82071
Phone: (307) 766-3214
Toll Free: 1-800-370-3188
Fax: (307) 766-3633

Email for loan information:
Email for past due accounts:

Office Location: Knight Hall 250
Office Hours: 8:00-am-5:00pm
Summer Hours: 7:30am-4:30pm

1000 E. University Ave. Laramie, WY 82071
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