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Loans, Grants, Work-Study|Student Financial Aid

Upon receipt of the Free Application for Federal Student Aid (FAFSA) data from the federal processor for an applicant, that person's information is included in a computerized need analysis and financial aid allocation process called "packaging." This process looks at the applicant's need, the applicant's qualifications (class level, residency status, etc.) and the remaining funding available for each program. The process then develops a "package" of financial aid containing a possible mixture of scholarships, grants, work-study allotment, and student loans, which the student can view/accept on WyoWeb, under the Student Financials Tab, Financial Aid Awards.

Loans

Borrowed funds that have to be repaid.

Subsidized/Unsubsidized Federal Direct

Subsidized: Awarded to individuals who have financial need, as reflected by the FAFSA data.

Unsubsidized: Awarded to individuals regardless of financial status who submit a FAFSA.

Graduate PLUS Federal Direct

Parent PLUS Federal Direct

Perkins Awarded to individuals with significant financial need, as reflected by the FAFSA data, whose need has not been met with grants and scholarships. Limited funds exist, so awards generally are restricted to applicants who complete the FAFSA by March 1 of any given year. Awards are made first to first bachelor's degree candidates, then to graduate and professional students, and last to second bachelor's degree students. To spread our limited funds broadly across the applicant pool, UW limits individual awards even though the federal maximum may be higher.

Private

Grants

Federal and state-funded grants are a need-based form of financial aid that do no have to be repaid.

Work-Study

Federal Work-Study is a need-based program that provides employment opportunities to eligible students to help meet the costs of their college education. Awarded to individuals with significant financial need, as reflected by the FAFSA data, whose need has not been met with grants and scholarships. Limited funds exist, so awards generally are restricted to applicants who complete the FAFSA by March 1 of any given year.

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