Health and Dental Insurance and Vision Plan

Medical and Dental Insurance, Vision Plan and Prescription Information

This page is intended for current employees. New employees please visit the Human Resources new employees page.

Medical and dental insurance, and vision plan coverage are available to benefited employees, their spouses and dependents.  These plans are administered through the State of Wyoming.  Changes to the plans may only be made during the November open enrollment period, or in the case of a life change or qualifying event.  There are additional restrictions and waiting periods for vision and optional dental coverage.  Deductible changes made during the November open enrollment period will be effective January 1st of the following year.

Everything you need as an active employee can be found on the Employees' Group Insurance Active Employees website.

Premium Rates and Forms

Premiums are paid through payroll deduction and are withheld from the paycheck the month prior to coverage.

2024 PREMIUM RATES

• Medical and both Preventive and Optional Dental Rates - Monthly premium paid by the employee appears in the final column.

FORMS

• Medical, Dental and Life Application Form - use during open enrollment
• Active Voluntary Application Form (Vision, Short & Long Term Disability)

Medical Insurance Plan

To learn more about the options available under the State of Wyoming Group Plan, please visit the State of Wyoming Employees' Group Insurance (EGI) website and review the Cigna Health Plan Book. Login to your Cigna health account at myCigna.com.

2024 Summary Benefits Comparison

• $900/$1800 Deductible
• $2000/$4000 Deductible
• $4000/$8000 Deductible
• $1600/$3200 Deductible - High Deductible Health Plan

International J-1 Visa Exchange Visitor

The University of Wyoming offers benefited employees an insurance plan that does not meet the J-1 requirement. If a J-1 scholar chooses to enroll and purchase our plan, they will still need to purchase a separate comprehensive insurance policy that meets all the J-1 minimum requirements including repatriation and medical evacuation. Please contact International Student and Scholars for more information regarding J-1 scholar insurance requirements, or email uwglobal@uwyo.edu.

Dental Insurance Plan

Preventative and optional plans are offered by Delta Dental. If this coverage is waived or dropped, there is a three-year waiting period before enrolling.

• Delta Dental Handbook

Vision Plan

The Vision Discount Plan is provided by VSP (Vision Service Plan). If this coverage is waived or dropped, there is a one-year waiting period before enrolling. Elections for vision coverage are for one year and may not be changed without a qualifying event.

• VSP Vision Benefits Flyer - Summary and Premiums
• Provider Locator

Qualifying Events (Life Changes) associated with Insurance Changes

Applications for all changes to insurance due to a qualifying event must be made within 60 days of the event. Supporting documentation is required before changes will be made. The effective date for births, adoption, or marriage is the date of the actual event. The effective date for all other changes is the first of the month following the qualifying event AND receipt of the applications.

Refer to this qualifying event matrix, for deadlines and important information related to each type of qualifying event.

Find a Network Provider

Employees and dependents may visit any health care provider of their choice.  Discounts are available for network providers in the Cigna and Delta Dental networks.

• Find a network provider for health insurance by logging into myCigna.com.
• Find a network provider for dental insurance by visiting Delta Dental.

Prescription Information

The CVS Caremark plan provides prescription drug coverage for medication needs through a nationwide network of retail pharmacies and a mail order service. CVS Caremark provides member and pharmacy network services.  When you enroll in a health plan, you will automatically be enrolled in the prescription drug plan. CVS Caremark will send you a separate ID card that you will present when you pick up your prescription. To find a participating pharmacy, go to www.caremark.com and login to find providers in your area. Exceptions apply for the high deductible health plan and specialty drugs.

• CVS Caremark provides benefit resource tools to keep you informed of your pharmacy benefits. Find copayment amounts, print your prescription history, check and compare drug prices, and find a participating pharmacy near your location.
• CVS Caremark Claim Form and Instructions to be used only if a prescription did not go through a retail pharmacy.

Domestic Partner Medical Insurance Benefit

The University of Wyoming recognizes the importance of offering an option to assist employees with the cost of insurance for domestic partners.

• Learn more by reading the UW Policy.
• Fill out the Affidavit of Domestic Partnership form to declare partnership.
• Wyoming Health Insurance Pool (WHIP).