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Student Health Insurance

Hill Hall 641

Dept. 4305, 1000 E. University Ave.

Laramie, WY 82071

Phone: (307) 766-3025

Email: stuins@uwyo.edu

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Plan Information

Insurance is provided through UnitedHealthcare StudentResources (UHCSR). A summary of the benefits and costs are provided below. Additional information about the insurance plan can be found UHCSR's website. Students are encouraged to create an account where they can view their claims, benefits, locate providers, and contact UnitedHealthcare.

  • COST

  • Domestic Students

  • 2024-2025
  •  
  • Annual Cost: $3,468.00
  •  
  • Fall Coverage 
  • Effective: 08/14/2024-1/14/2025
  • Cost: $1,453.00
  •  
  • Spring/Summer Coverage
  • Effective: 01/15/2025-08/14/2025
  • Cost: $2,015.00
  •  
  • International Students

  • 2024-2025
  •  
  • Annual Cost: $3,468.00
  •  
  • Fall Coverage
  • Effective: 08/01/2024-12/31/2024
  • Cost: $1,453.00
  •  
  • Spring/Summer Coverage
  • Effective: 01/01/2025 -07/31/2025
  • Cost: $2.015.00

COVERAGES AND SERVICES

 
 
Preferred Providers
Out-of-Network Providers
Plan Deductible $400.00 $800.00
Out-of-Pocket Maximum $7,150.00 $14,300.00
Coinsurance 80% of Preferred Allowance for Covered Medical Expenses 60% of Usual and Customary Charges for Covered Medical Expenses
Prescription Drugs

$15 Copay per prescription for Tier 1

$40 Copay per prescription for Tier 2

40% Coinsurance per prescription for Tier 3

If filled at the Student Health Pharmacy:

  • $10 copay for Tier 1
  • $30 copay pay for Tier 2
  • 40% coinsurance for Tier 3
No Benefits
Preventative Care Services 100% of Preferred Allowance No Benefits
Per Service Copays/Deductibles Medical Emergency: $200 (waived if admitted to hospital) Medical Emergency: $200 (waived if admitted to hospital)

 

Referral Information

A referral from the Student Health Center (SHC) is required for medical care outside of SHC and is needed each academic year for each diagnosis. Except as listed below if you do not have a referral there will be no coverage (payment) from the insurance company. A referral is not needed in the following circumstances:

  • Medical Emergency. The student must return to SHC for necessary follow-up care.
  • When the Student Health Center is closed.
  • When service is rendered at another facility during break or vacation periods.
  • Medical care received when the student is more than 40 miles from campus.
  • Medical care obtained when a student is no longer able to use the SHC due to a change in student status.
  • Maternity, obstetrical and gynecological care.
  • Mental Illness treatment and Substance Use Disorder treatment.

Additional Benefits

UnitedHealthcare StudentResources has multiple tools to help students navigate their health including:

  • Healthiest You 24/7 Doctor Access where students can speak with a doctor via phone and/or video regarding medical questions. The phone number is listed on the student's insurance card.
  • Student Assistance 24/7 Counseling Support and other assistance services. More information is available to students in the student's My Account with UHCSR.
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Contact Us

Student Health Insurance

Hill Hall 641

Dept. 4305, 1000 E. University Ave.

Laramie, WY 82071

Phone: (307) 766-3025

Email: stuins@uwyo.edu

Find us on Instagram (Link opens a new window)Find us on Facebook (Link opens a new window)Find us on Twitter (Link opens a new window)Find us on LinkedIn (Link opens a new window)Find us on YouTube (Link opens a new window)