Insurance is provided through UnitedHealthcare StudentResources (UHCSR). A summary of the benefits and costs are provided below. Additional information about the insurance plan can be found UHCSR's website. Students are encouraged to create an account where they can view their claims, benefits, locate providers, and contact UnitedHealthcare.
COST
Domestic Students
2025-2026
- Annual Cost: $3,804.00
- Fall Coverage
Effective: 08/14/2025-1/14/2026
Cost: $1,596.00 - Spring/Summer Coverage
Effective: 01/15/2026-08/14/2026
Cost: $2,208.00
International Students
2025-2026
- Annual Cost: $3,804.00
- Fall Coverage
Effective: 08/14/2025-1/14/2026
Cost: $1,596.00 - Spring/Summer Coverage
Effective: 01/15/2026-08/14/2026
Cost: $2,208.00
COVERAGES AND SERVICES
| Plan Deductible | $400.00 | $800.00 |
| Out-of-Pocket Maximum | $7,150.00 | $14,300.00 |
| Coinsurance | 80% of Preferred Allowance for Covered Medical Expenses | 60% of Usual and Customary Charges for Covered Medical Expenses |
| Prescription Drugs |
$15 Copay per prescription for Tier 1 $40 Copay per prescription for Tier 2 40% Coinsurance per prescription for Tier 3 If filled at the Student Health Pharmacy:
|
No Benefits |
| Preventative Care Services | 100% of Preferred Allowance | No Benefits |
| Per Service Copays/Deductibles | Medical Emergency: $200 (waived if admitted to hospital) | Medical Emergency: $200 (waived if admitted to hospital) |
Referral Information
A referral from the Student Health Center (SHC) is required for medical care outside of SHC and is needed each academic year for each diagnosis. Except as listed below if you do not have a referral there will be no coverage (payment) from the insurance company. A referral is not needed in the following circumstances:
- Medical Emergency. The student must return to SHC for necessary follow-up care.
- When the Student Health Center is closed.
- When service is rendered at another facility during break or vacation periods.
- Medical care received when the student is more than 40 miles from campus.
- Medical care obtained when a student is no longer able to use the SHC due to a change in student status.
- Maternity, obstetrical and gynecological care.
- Mental Illness treatment and Substance Use Disorder treatment.
Additional Benefits
UnitedHealthcare StudentResources has multiple tools to help students navigate their health including:
Healthiest You 24/7 Doctor Access where students can speak with a doctor via phone and/or video regarding medical questions. The phone number is listed on the student's insurance card.
Student Assistance 24/7 Counseling Support and other assistance services. More information is available to students in the student's My Account with UHCSR.
