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Student Health Insurance

Knight Hall room 248

Dept. 430 , 1000 E. University Ave.

Laramie, WY 82071

Phone: (307) 766-3025

Fax: (307) 766-3024

Email: stuins@uwyo.edu

Plan Information

Insurance is provided through UnitedHealthcare StudentResources (UHCSR). A summary of the benefits and costs are provided below. Additional information about the insurance plan can be found UHCSR's website. Students are encouraged to create an account where they can view their claims, benefits, locate providers, and contact UnitedHealthcare.

  • COST

  • Domestic Students

  • 2020-2021 
  •  
  • Annual Cost: $2,482.00
  •  
  • Fall Coverage
  • Effective: 8/29/20-1/18/21
  • Cost: $1,241.00
  •  
  • Spring Coverage
  • Effective: 1/19/21-8/28/21
  • Cost: $1,241.00
  •  
  • International Students

  • 2020-2021
  •  
  • Annual Cost: $2,482.00
  •  
  • Fall Coverage
  • Effective: 8/1/20-1/18/21
  • Cost: $1,224.00 
  •  
  • Spring Coverage
  • Effective: 1/19/21-7/31/21
  • Cost: $1,258.00

COVERAGES AND SERVICES

 Preferred Providers

Plan Deductible:

$400

Out-of-Pocket Maximum:

$7,150

Coinsurance: 

80% of Preferred Allowance for Covered Medical Expenses

Perscription Drugs:

$15 Copay per prescription for Tier 1
$40 Copay per prescription for Tier 2
40% Coinsurance per prescription for Tier 3
If filled at the Student Health Pharmacy $10 copay Tier 1/$30 copay pay Tier 2/40% coinsurance Tier 3)

Preventative Care Services: 

100% of Preferred Allowance

Per Service Copays/Deductibles:

Medical Emergency: $150 (waived if admitted to hospital)

 Out-of-Network Providers

Plan Deductible:

$800

Out-of-Pocket Maximum:

$14,300

Coinsurance: 

60% of Usual and Customary Charges for Covered Medical Expenses

Perscription Drugs:

No Benefits

Preventative Care Services: 

No Benefits

Per Service Copays/Deductibles:

Medical Emergency: $150 (waived if admitted to hospital)


Referral Information

A referral from the Student Health Center (SHC) is required for medical care outside of SHC and is needed each academic year for each diagnosis. Except as listed below if you do not have a referral there will be no coverage (payment) from the insurance company. A referral is not needed in the following circumstances:

  • Medical Emergency. The student must return to SHC for necessary follow-up care.
  • When the Student Health Center is closed.
  • When service is rendered at another facility during break or vacation periods.
  • Medical care received when the student is more than 40 miles from campus.
  • Medical care obtained when a student is no longer able to use the SHC due to a change in student status.
  • Maternity, obstetrical and gynecological care.
  • Mental Illness treatment and Substance Use Disorder treatment.

Additional Benefits

UnitedHealthcare StudentResources has multiple tools to help students navigate their health including:

  • Healthiest You 24/7 Doctor Access where students can speak with a doctor via phone and/or video regarding medical questions. The phone number is listed on the student's insurance card.
  • Student Assistance 24/7 Counseling Support and other assistance services. More information is available to students in the student's My Account with UHCSR.
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Contact Us

Student Health Insurance

Knight Hall room 248

Dept. 430 , 1000 E. University Ave.

Laramie, WY 82071

Phone: (307) 766-3025

Fax: (307) 766-3024

Email: stuins@uwyo.edu

1000 E. University Ave. Laramie, WY 82071
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