Open Enrollment for 2027 Benefits

Medical, Dental, Vision, Ambulance

During open enrollment, you may:

• Add coverage for yourself, your spouse, and/or your children under health, dental, vision, or ambulance plans.
• Change your 2027 health insurance deductible.
• Change whether your health insurance premiums are deducted on a pre-tax or post-tax basis.
• Enroll in optional dental insurance to cover restorative or corrective dental work. You are eligible to enroll if it has been at least 1 year since you last waived or dropped optional dental coverage.
• You may also enroll in vision or ambulance coverage, or add dependents to these plans, if it has been at least 1 year since you last waived coverage.

 EGI News:

• 2027 plan year changes will be presented at an employee meeting on Monday, October 12th at 8:30am-10:30am.
• EGI will hold a week long online Benefits Fair from October 12th - October 16th.
• Medical and preventative and optional dental rates have increased.
• For a breakdown of the new employee premiums and employer contributions, please review the UW health and dental premiums.
• The vision plan and ambulance plan remain the same.
• The High Deductible Health Plan (HDHP) will increase as required by the IRS. Employee only coverage will increase from $1,700 to $1,750. Family coverage will increase from $3,400 to $3,500.
• Read the Benefit Press for more information.

How to Enroll:

• All enrollments are completed through the EGI Portal.
• Important: If your dependents are not already on file at EGI, you must provide copies of supporting documentation — such as marriage certificates or birth certificates — to verify their eligibility.
• If you do not want to change any of your insurance enrollments, you do not have to do anything unless you are participating in the flexible spending plans.

Flexible Benefits Plan

Would you like to contribute to a medical reimbursement account or dependent care reimbursement account for 2027?

• If you currently participate in a flexible spending plan, account contributions do NOT carry over year to year and must be renewed annually.
• For 2027, the annual contribution limit for the medical reimbursement account and wrap-around medical reimbursement account has increased to $3,396 per employee.
• The dependent care reimbursement account limit remains $7,500 per family.
• To learn more about these options, please review the Flexible Benefits Plan Booklet.
• If you choose to enroll in flexible spending for 2027, you must complete your enrollment through the EGI Portal.

Life Insurance

• A new life insurance carrier, Securian, will replace The Standard and will offer lower rates for Basic Life Insurance and Voluntary Life Insurance.
• If you previously waived employee Basic Life Insurance, you may enroll now with no medical underwriting required. You may also elect or increase employee Voluntary Life Insurance by up to $100,000, not to exceed the $250,000 plan maximum.
• If you are enrolled in the Wyoming Retirement System under the 401(a) plan, you may also enroll in the NCPERS Voluntary Group Term Life Insurance Program through Prudential. Coverage is available for $16 per month for the employee and eligible dependents. 

Short and Long Term Disability

The carrier for short and long term disability is Aflac and requires proof of good health before approval. 

Domestic Partner Health Insurance Benefit 

• A new Affidavit of Domestic Partnership must be completed and submitted to Human Resources during each open enrollment period.
• The affidavit must be submitted by the end of the open enrollment period.
• Supporting documentation must be submitted by the payroll deadline of December 15, 2026.

Supporting documentation includes:

• Policy details.
  • Reimbursement is for health premiums only; dental and vision premiums are not eligible.
• Proof of monthly premium cost.
• Proof of payment.
• Email all documentation to hrbenofc@uwyo.edu by the required deadlines. 

More details about the benefit can be found in the Employee Handbook.

Voluntary Pet Insurance Option

• Pet insurance is offered through MetLife.
• This benefit is not available for payment through payroll deduction.
• Premiums are billed directly by MetLife and vary based on your pet's breed and age.
• More information in available on the Active Employee Website.

Employee Benefit and Wellness Fair 

• The Human Resources Department will host an Employee Benefit and Wellness Fair on Thursday, October 29, from 9:00 a.m. to 3:00 p.m. in the Union Ballroom.
• Additional event details will be shared by email before the fair.
• Employees receive up to one hour of release time to attend the Benefit Fair. Release time should be coordinated between the employee and supervisor to support the effective operation of the unit.

Contact Information 

Please contact the HR Benefits Office at 307-766-2437, or hrbenofc@uwyo.edu if you have questions. We encourage you to stop by the Human Resources Office in Hill Hall, Room 339 for assistance.